Better payment terms for SMEs

Leda Trade is the single trade account that lets you pay for inventory, services or any business purchases on extended terms.

Smooth out the highs and lows of cash flow and give yourself the fuel to grow your business.

LIMITS UP TO
$250,000
UP TO 2 AND 3 MONTHS
Interest & repayment free terms*

How it works?

1Flexible ways to pay

Pay for a product or service online, in store, over the phone or from an invoice.

2Get extended terms

All transactions made in a given month get up to 2 or 3 months interest and repayment free*.

3Repay your way

With our transparent repayment schedule you can repay early at no extra cost. Or take more time to repay if needed, up to an additional 9 months.

Ready to go?

Apply in minutes for an account limit of up to $250,000.

You'll need at least

An active ABN or ACN
3 months in business
$1,500 in monthly sales

Leda Trade FAQs

With Leda Trade, you get up to 2 or 3 months interest and repayment free* on all purchases, and a revolving credit limit of up to $250,000*.

Once approved, you'll have a single trade account that you can use anywhere Leda Trade is accepted.

Leda Trade is a single trade account that you can use at all of your Australian suppliers that accept Leda Trade. Pay for inventory, services, materials or any business purchase.

There are two different payment plans with Leda Trade:

Up to 2 months interest and repayment free

Up to 3 months interest and repayment free

Each participating supplier may offer either one or both terms at their discretion. Speak to your supplier to understand what payment plan you are eligible for.

If making a purchase on up to 2 months interest and repayment free, you will get until the end of that calendar month PLUS an additional one month of no interest and repayments. You can repay any amount, during the interest and repayment free period, or pay it off at the end. If you need more time to repay, repayments are scheduled in monthly instalments on the remaining balance. Monthly instalments will be taken via direct debit from your nominated bank account in the month following the interest and repayment free period.

If making a purchase on up to 3 months interest and repayment free, you will get until the end of that calendar month PLUS an additional two months of no interest and repayments. You can repay any amount, during the interest and repayment free period, or pay it off at the end. If you need more time to repay, repayments are scheduled in monthly instalments on the remaining balance. Monthly instalments will be taken via direct debit from your nominated bank account in the month following the interest and repayment free period.

Yep, you can repay early and as much as you like. If you decide to repay within the first 3 months during the interest-free period, you won’t pay any interest at all. Beyond that, you’ll only pay interest on your amount owing across the month.

Just a $12 monthly fee if you have an amount owing at the end of a billing cycle. This fee will be debited from your nominated bank account at the end of that billing cycle.

For all new Leda Trade customers, the first billing cycle is fee-free. The $12 fee is applicable from the second billing cycle onwards.

Not if you pay off all your purchases within the interest free period (i.e. the first 3 months of the month of purchase). After the interest free period, an interest rate of 3.75% per month will be applied against your daily outstanding principal balance across the month.

Questions? Call us on 1300 95 28 28 or email info@leda.inc
Copyright © 2022 Leda
ABN: 95 164 875 325
* Registration and usage subject to merchant acceptance criteria. Standard approval criteria and minimum spend rules apply. Account limit amount and approval times may vary. Full terms and conditions available upon application. Credit provided by Leda Universal Pty Ltd (ABN 89 655 964 177). Leda is a registered trademark. All rights reserved.